Brought to you by Financial Advice Centre.
Introducing Andre DiMatteo – an income protection specialist giving you the best guidance and advice you need for income protection and replacement, in case of illness, injury, or any other life event that would affect your ability to work.
Your ability to earn an income is likely to be your biggest asset in life. It’s your income that enables you to own a house, pay your everyday bills and help work towards your future plans like a family planning, saving for holidays, funding a career change and eventually retirement.
How long could you afford to maintain your lifestyle and pay for these things if you could no longer work due to illness or injury?
Having an illness or getting injured is not something we like to think or talk about. The harsh reality is that it can happen to anyone, anytime.
- 640,700 Australians were injured at work in 2009-10 – 39% received no form of financial assistance.
- Every day, over 65 families are impacted by an event that seriously affects their ability to earn an income.
Income Replacement insurance can provide a monthly benefit if you can’t work due to illness or injury. We’ve seen this help our clients maintain their lifestyle and relieve the stress of wondering how their next bill will be paid. Income insurance premiums can also be tax deductible.
As a Financial Planner, we work with our clients to help navigate the maze that can arise when applying for insurance and alleviate any confusion around which options, features and definitions are most important, as well as comparing prices from a vast range of insurers available to ensure our clients are getting bang for their buck.
Using our knowledge of strategy, structure and products available on the market, we are able to ensure our clients are receiving the best cover for them and help them to understand the options available and what it all really means.
We offer regular review for our clients’ policies and to ensure their cover continues to remain appropriate for their changing needs and we keep up to date with the latest trends, definition changes and price restructures to make sure our clients are well protected.
We are most proud of our Claims Support service in which we actively take the reins when our clients are ill or injured. We open our doors and arrange personal appointments to walk our clients through claims forms; we liaise with the insurer on behalf of the client and ensure a smooth process for our clients. The best part is we have never charged our clients for providing claims support.
SSFS Pty Ltd (ACN 100 654 733) trading as ‘Financial Advice Centre’ is an Authorised Representative and Andre DiMatteo is an Authorised Representative and Credit Representative and of Charter Financial Planning Limited Australian Financial Services Licensee
This above article XYZ contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
If you decide to purchase or vary a financial product, your financial adviser, Charter Financial Planning Limited and other companies within the AMP Group may receive fees and other benefits. The fees will be a dollar amount and/ or a percentage of either the premium you pay or the value of your investment. Please contact us if you want more information.’